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Refinance Checklist

Simple Checklist for Mortgage Refinance

Here’s how the whole process works in simple steps

Refinance Documents Checklist

Below is the list of documents you need to apply for Purchase loan:

Refinance Checklist

Refinance Loan Time Frame.

- Up to 4 weeks

Refinance Loan Closing costs.

- Closing costs range between 1 and 4 % of loan amount

- No cost option is available.

Documents needed for Refinance Loan.

- W-2 for the previous 2 years

- Paystubs covering 30 days period

- 2 most recent bank statements on all depository accounts

- Homeowners' insurance information (agent's name and phone number or Insurance Declarations page)

- Personal tax returns for the previous 2 years

Self Employed Borrowers only:

- Business tax returns for the previous 2 years

- Business Licenses covering a 2 year period

- Year-to-date profit and loss statement (P&L)

If Applicable:

- Final divorce decree

- Proof of child support receipt and continuance

- Full bankruptcy filing

- Bankruptcy discharge

- Copy of a Green Card

- Copy of SSN card

- Disability Award Letter

- SSI Award Letters

- Pension Award and Continuance Letters

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