Trusted mortgage professionals serving home buyers in Seattle

(206) 453-6155
CALL NOW APPLY NOW
APPLY NOW

Compare Loans

Simple Comparison of Different Loan Options

there are hundreds of types of mortgages and refinancing loan options available, each with their own qualification and terms.

Fixed Rate Loans

  • 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.
  • Buy a home with as little as 5% down (primary home).
  • Refinance up to 95% of your primary home's value.
  • Monthly payments remain the same for the entire loan term.
APPLY NOW MORE INFO

Adjustable Rate Loans

  • 3/1, 5/1, and 7/1 ARM's. Monthly payments based on a 30 year repayment schedule.
  • The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter.
APPLY NOW MORE INFO

FHA Loans

  • 3.50% minimum down payment required on purchase.
  • Minimum credit score usually 620.
  • Post-bankruptcy qualifying - 2 years after.
  • Post-foreclosure qualifying - 3 years after.
APPLY NOW MORE INFO

VA Loans

  • Competitive interest rates that are routinely lower than conventional rates.
  • Sellers can pay up to 6 percent of closing costs and concessions.
  • Higher allowable debt-to-income ratios than for many other loans.
  • Down payment as low as 0%.
APPLY NOW MORE INFO

Jumbo Loans

  • Often used to cover the financing for high-priced luxury homes.
  • Can be used to finance up to 97 percent of your new home.
  • The maximum amount for a conforming loan is $548,250 in most counties.
  • Also called non-conforming conventional mortgages.
  • Typically available with either a fixed interest rate or an adjustable rate.
APPLY NOW MORE INFO

Reverse Mortgage

  • For seniors aged 62 and over.
  • Convert the equity in their homes to monthly income or a line of credit.
  • Can also be used to purchase your retirement home.
APPLY NOW MORE INFO

Our Reviews. See Why Our Customers Love Us!

Buy vs Rent